Commercial Credit Analyst I

SouthState Bank is hiring a Commercial Credit Analyst I in Winter Haven, FL. The role supports Credit Administration staff and relationship managers by reviewing commercial borrower information and helping prepare lending decisions. Day to day, the work includes spreading commercial financial statements and tax returns, analyzing personal cash flow from individual tax returns and personal statements, and using credit reporting services to build credit history reports for existing and prospective customers. The analyst also researches financial data, writes up findings on a borrower’s financial condition, and determines whether more information is needed before a credit approval or decline is made. Accuracy and timely turnaround are important parts of the job. The advert names financial statement spreads, tax return analysis, personal cash flow analysis, and credit-reporting tools as core tools and tasks. It does not list a specific degree, certification, or years of experience. No language requirement is stated. The role is based in Winter Haven, FL, and the advert does not describe a hybrid, remote, or shift pattern. It appears suited to someone who can handle detailed credit analysis work in a commercial banking setting.