Data Scientist - Credit Risk Modelling

iwoca is hiring a Data Scientist to work on credit risk and customer lifetime value modelling for its lending business. The role involves maintaining models in production, developing them further over time, and carrying out research that may change how the modelling approach works. The team builds probabilistic machine learning models that support credit decisions, pricing, and portfolio strategy across the UK and German lending operations. The advert does not mention any specific tools, programming languages, qualifications, or minimum years of experience. It also does not state any language requirement. The working setup is hybrid in London or fully remote within the UK. The wider team includes around twelve data scientists and works closely with other analytical groups in the business. The role appears suited to someone interested in applied modelling work that combines production maintenance with experimentation and research.